What type of loan are you looking for?
Car loansBoat loansCaravan loansMotorcycle loansTruck loansBusiness vehicleEquipment financeHoliday loansDebt consolidationHome improvementMedical loans
Personalised finance, tailored to you
Our finance consultants have the right tools and professional knowledge to help you achieve your goals.
Fast approval
Realise your dreams sooner.
Once your finance application is in order, your loan could be approved the next business day.
Quick online process
Streamlined for simplicity and convenience.
Get your application under way in minutes with our simple online process.
Experienced consultants
Personalised finance handled personally.
Our experienced consultants have extensive product knowledge so we can better serve you.
Competitive rates
Great value loans tailored to you.
Not only do we offer competitive rates, we can tailor our loans to suit your needs.
Private sale finance?
We can help.
Found the perfect deal but it's a private sale? Not a problem, we have the loan to suit you
No obligation pre-approval
Know your approved budget before you shop.
Apply for pre-approval before you start shopping to know how much you may be approved to borrow.
Our loan process
1Easy online application
Complete our quick online form to fast-track your pre-approval in minutes. You can submit via your smartphone, tablet or desktop!
2Chat with our consultants
We'll follow-up your application with a call to discuss your needs, finance options and next steps.
3Approval from Sovereign
Once we have your paperwork in order, we aim to have your application approved the next business day!
4Sign on the dotted line
Your Sovereign Credit consultant will take you through your loan document, then when you're ready, it's time to put pen to paper.
5That's it. Congratulations!
Just like that, it’s the moment we’ve all been waiting for. Time to celebrate as you’re handed the keys to your new future.